From first contact to funds in your hands — here's exactly what happens at every step, and what we need from you along the way.
When a property is sold at a Georgia tax sale or foreclosure auction, the sale price sometimes exceeds the amount owed on the property (back taxes, liens, or the mortgage balance). That leftover amount — the excess or surplus funds — is legally owed back to the former property owner or their heirs. If it's never claimed, it can sit with the county indefinitely.
We review Georgia tax sale and foreclosure surplus records to identify funds that may be owed to a former property owner.
If our research points to you (or a family member), we reach out by phone, mail, or email to explain what we found and why.
We confirm your identity and your connection to the property to make sure the funds are correctly matched to you.
We walk you through a simple, no-obligation agreement. There's no cost to you upfront — we charge a 20% contingency fee, taken only out of funds we successfully help recover.
We prepare and submit the required documentation to the county on your behalf, and follow up throughout the process.
Once the county approves your claim, the surplus funds are released — and we keep you updated the entire way.
Oakwood Asset Recovery works on a contingency basis: a 20% fee, taken only out of the funds we recover for you. There's no upfront cost to start a claim — if we don't recover funds on your behalf, you owe us nothing.