The Process

How Oakwood Asset Recovery works

From first contact to funds in your hands — here's exactly what happens at every step, and what we need from you along the way.

Background

What are excess or surplus funds?

When a property is sold at a Georgia tax sale or foreclosure auction, the sale price sometimes exceeds the amount owed on the property (back taxes, liens, or the mortgage balance). That leftover amount — the excess or surplus funds — is legally owed back to the former property owner or their heirs. If it's never claimed, it can sit with the county indefinitely.

Step by Step

Our six-step recovery process

1

Research & identification

We review Georgia tax sale and foreclosure surplus records to identify funds that may be owed to a former property owner.

2

We contact you

If our research points to you (or a family member), we reach out by phone, mail, or email to explain what we found and why.

3

Verification

We confirm your identity and your connection to the property to make sure the funds are correctly matched to you.

4

Agreement

We walk you through a simple, no-obligation agreement. There's no cost to you upfront — we charge a 20% contingency fee, taken only out of funds we successfully help recover.

5

We file your claim

We prepare and submit the required documentation to the county on your behalf, and follow up throughout the process.

6

Funds released to you

Once the county approves your claim, the surplus funds are released — and we keep you updated the entire way.

No Risk To You

We only get paid if you do

Oakwood Asset Recovery works on a contingency basis: a 20% fee, taken only out of the funds we recover for you. There's no upfront cost to start a claim — if we don't recover funds on your behalf, you owe us nothing.

Ready to find out if you're owed funds?

Reach out today — there's no cost or obligation to ask.

Get In Touch